DEMATERIALIZATION, DEMONETIZATION and DEMOCRATIZATION These three things are changing the way we go about our lives and the way we do business, which is frequently disruptive to traditional social protocols and business models. Dematerialization: We are increasingly using less materials. With Technology, almost everything is moving onto our…
PENSION FUNDS ARE HISTORY – SAVE MORE OR SUFFER This is about the imminent demise of pension funds. Many pension funds are already actuarially insolvent, and the rest soon will be. That means your future pension income will be both less than promised, and insufficient to support your…
EDUCATION IN SOUTH AFRICA & SOME AFRICAN COUNTRIES Accelerating technology has resulted in rapid growth in information and knowledge, which is doubling every year, or less. Furthermore, many of these new technologies are just that “RADICALLY NEW”. Therefore, the old industrial era STEM (Science, Technology, Engineering, Maths) education…
